{"id":326,"date":"2023-10-14T11:24:48","date_gmt":"2023-10-14T11:24:48","guid":{"rendered":"https:\/\/moneyhub.ee\/?page_id=326"},"modified":"2025-04-08T13:25:13","modified_gmt":"2025-04-08T11:25:13","slug":"car-insurance","status":"publish","type":"page","link":"https:\/\/moneyhub.ee\/en\/insurance\/car-insurance\/","title":{"rendered":"Car Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"326\" class=\"elementor elementor-326\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ead75c6 e-flex e-con-boxed e-con e-parent\" data-id=\"5ead75c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1efdb5cf elementor-widget elementor-widget-shortcode\" data-id=\"1efdb5cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ae2b22a e-flex e-con-boxed e-con e-parent\" data-id=\"3ae2b22a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-40c057c7 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"40c057c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b31f8bb e-flex e-con-boxed e-con e-parent\" data-id=\"7b31f8bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4190a584 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"4190a584\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e14e38d elementor-widget elementor-widget-text-editor\" data-id=\"1e14e38d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><strong>Car Insurance<\/strong><\/h1><h2><strong>Drive the costs of your car insurance down with MoneyHub.<\/strong><\/h2><p><em>What is car insurance or KASKO?<\/em><\/p><p><em>Car insurance or KASKO protects your car if damaged. Depending on the level of cover you have, it can also cover your car if it is stolen, broken into, or if you&#8217;re involved in an accident. It does not cover damage to other peoples cars or property. If you want to know more about how to find the best car insurance for you, use the comparisons on our website.<\/em><\/p><p><em><strong>MoneyHub price tips<\/strong>: If you can budget to pay your annual bill in one go there is usually a discount. Also consider fitting a tracker or immobiliser as this should reduce your premium with some insurers.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4aa6ee9d e-flex e-con-boxed e-con e-parent\" data-id=\"4aa6ee9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc06603 e-flex e-con-boxed e-con e-child\" data-id=\"dc06603\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1cdb83 elementor-widget elementor-widget-text-editor\" data-id=\"f1cdb83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Choosing car insurance is tricky business.<\/h2><h5>Choose your level of cover carefully\u00a0<\/h5><p>It important to get it right as you may pick up the penalty later. For example not all companies quote on the same products so you may find your excess is somehow 100 euro higher than you thought it was when it comes to getting a repair done. Additionally you may have to arrange your own transport out when it comes to getting your bumper fixed! Usually a higher voluntary excess will lead to a cheaper quote, though if you do claim you&#8217;re likely to pay more than what you have saved.Read the small print of what your signing.\u00a0<\/p><h5>Choosing a broker or go direct?<\/h5><div>Brokers provide a great service and are very convenient\u00a0 but they also add their commission., So you might consider trying each insurance providers direct website,\u00a0<\/div><h5>Never automatically Renew\u00a0<\/h5><div>It is easy to just agree to the annual renewal form without checking if you can find a better deal,\u00a0 Don\u2019t think that because your insurance provider is also your bank they giving you a great deal they are probably not\u00a0 And in some cases MonyHub found they were shockingly over charging.\u00a0<\/div><h5>Always shop around before buying<\/h5><div>Shop around and check before you sign. The devil is in the detail. Visit MoneyHub on frequently\u00a0 for up to the minute information.\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d9d599 table-overflow tablepress-nwdesign elementor-widget elementor-widget-shortcode\" data-id=\"40d9d599\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-19\" class=\"tablepress tablepress-id-19 highlight-rows-1-3 tablepress-responsive\">\n<thead>\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><th class=\"column-3\">Kommentaarid<\/th><td class=\"column-4\"><\/td><th class=\"column-5\">Turuosa %<\/th><th class=\"column-6\">Meie hinnang<\/th><td class=\"column-7\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\iizi.png\"><\/td><td class=\"column-2\">IIZI<\/td><td class=\"column-3\">Parima hinna vahendaja<\/td><td class=\"column-4\">Kindlustusmaakler<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/4.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/iizi.ee\/\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\ergo.svg\"><\/td><td class=\"column-2\">ERGO Insurance SE<\/td><td class=\"column-3\">Taskukohane liikluskindlustus<\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">18<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/4.0.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.ergo.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\pzu.svg\"><\/td><td class=\"column-2\">PZU<\/td><td class=\"column-3\">Parim Kasko<\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">17<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/3.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.pzu.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\gjensidige.svg\"><\/td><td class=\"column-2\">ADB Gjensidige Eesti<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">3<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/4.0.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.gjensidige.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\if.svg\"><\/td><td class=\"column-2\">If P&amp;C Insurance AS<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">18<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/3.0.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.if.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\lhv.svg\"><\/td><td class=\"column-2\">LHV<\/td><td class=\"column-3\">K\u00f5rge standard<\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">1<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/3.0.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.lhv.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\salva.png\"><\/td><td class=\"column-2\">Salva Kindlustuse AS<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">6.5<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/3.0.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.salva.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\seesam.svg\"><\/td><td class=\"column-2\">Vienna\/Seesam<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">12<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/2.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.seesam.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\swedbank.svg\"><\/td><td class=\"column-2\">Swedbank<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">15.5<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/2.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.swedbank.ee\/\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\bta.svg\"><\/td><td class=\"column-2\">BTA<\/td><td class=\"column-3\">Soodne<\/td><td class=\"column-4\">Kindlustusandja<\/td><td class=\"column-5\">8.5<\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/2.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.bta.ee\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\smart.svg\"><\/td><td class=\"column-2\">KindlustusEst<br \/>\nKindlustusmaakler<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusmaakler<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/2.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/minu.smartkindlustus.ee\/\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"\/wp-content\/uploads\\insurances\\kindlustusest.png\"><\/td><td class=\"column-2\">Smart Kindlustusmaakler<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Kindlustusmaakler<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/starssvg\/2.5.svg\" class=\"review-cst\"><\/td><td class=\"column-7\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.kindlustusest.ee\/\">Vaata l\u00e4hemalt<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-19 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d21adf5 e-flex e-con-boxed e-con e-parent\" data-id=\"4d21adf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e9dc67b elementor-widget elementor-widget-heading\" data-id=\"4e9dc67b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car Insurance FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28f4f10c elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"28f4f10c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-28f4f10c\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"28f4f10c\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-traffic-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-6871\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What is traffic insurance?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6871\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"what-is-traffic-insurance\"><p>Traffic insurance is mandatory insurance in Estonia, which protects your vehicle against damage caused to other persons or their property in an accident. It is an important insurance that ensures you do not have to bear the costs in case of damage.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-much-does-traffic-insurance-cost\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-6872\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">How much does traffic insurance cost?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6872\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"how-much-does-traffic-insurance-cost\"><p>The cost of traffic insurance depends on several factors, including the type of vehicle, age, intended use, and insurance company. The Estonian Traffic Insurance Fund and Estonian insurance companies offer traffic insurance calculators to help you find a suitable insurance premium.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-comprehensive-car-insurance-casco\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-6873\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What is comprehensive car insurance? (Casco)<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6873\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"what-is-comprehensive-car-insurance-casco\"><p>Comprehensive insurance is one of the most important types of car insurance, which protects your vehicle against various risks, including traffic accidents, fire, vandalism, theft, and natural disasters. Comprehensive insurance is optional, but it can be very useful if you want to protect your vehicle to the maximum.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-do-i-register-my-car\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-6874\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">How do I register my car?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6874\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"how-do-i-register-my-car\"><p>If you want to insure your vehicle, you must first register it. During registration, a registration number is assigned to your vehicle, and vehicle details such as make, model, engine power, number of seats, and registration mass are obtained. These details are essential when taking out insurance, and the insurer uses them to calculate the insurance premium.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-are-the-rights-and-obligations-of-car-oweners\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-6875\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What are the rights and obligations of car oweners?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6875\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"what-are-the-rights-and-obligations-of-car-oweners\"><p>As a vehicle owner, you have certain rights and obligations regarding insurance. You must ensure that your vehicle has valid traffic insurance and, if necessary, comprehensive insurance. You must also ensure that your vehicle registration number is always visible and legible and that the vehicle has a valid inspection.<\/p><p>If you want to take out insurance, you have the right to choose the insurer with whom you want to take out insurance. You also have the right to receive information from the insurer about insurance terms and prices.<\/p><p>Once you have taken out insurance, you must ensure that you pay insurance premiums on time and inform the insurer of any changes that may affect the validity of the insurance.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"does-car-insurance-also-cover-damage-caused-in-a-traffic-accident\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-6876\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Does car insurance also cover damage caused in a traffic accident?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6876\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"does-car-insurance-also-cover-damage-caused-in-a-traffic-accident\"><p>Yes, car insurance covers damage caused in a traffic accident if you have chosen the appropriate insurance coverage. If you have caused a traffic accident that damaged another person&#8217;s property or health, car insurance compensates for the damage according to the agreed terms of the insurance contract.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-risks-do-car-insurances-cover\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-6877\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What risks do car insurances cover?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6877\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"what-risks-do-car-insurances-cover\"><p>Car insurances can cover various risks, such as traffic accidents, theft, fire, vandalism, etc. Comprehensive insurance usually offers broader insurance coverage but is also more expensive. Traffic insurance is mandatory insurance that covers damage caused in traffic accidents to other persons.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"is-it-possible-to-take-out-car-insurance-without-traffic-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"8\" aria-controls=\"elementor-tab-content-6878\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Is it possible to take out car insurance without traffic insurance?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6878\" class=\"eael-accordion-content clearfix\" data-tab=\"8\" aria-labelledby=\"is-it-possible-to-take-out-car-insurance-without-traffic-insurance\"><p>No, traffic insurance is mandatory in Estonia, and without it, other types of car insurance cannot be taken out. Traffic insurance covers damage caused in traffic accidents to other persons.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"does-car-insurance-also-compensate-for-damage-caused-by-theft\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"9\" aria-controls=\"elementor-tab-content-6879\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Does car insurance also compensate for damage caused by theft?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6879\" class=\"eael-accordion-content clearfix\" data-tab=\"9\" aria-labelledby=\"does-car-insurance-also-compensate-for-damage-caused-by-theft\"><p>Yes, if you have chosen the appropriate insurance coverage, car insurance compensates for damage caused by theft according to the agreed terms of the insurance contract. Theft can be insured with both comprehensive and traffic insurance.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-are-the-differences-between-comprehensive-and-traffic-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"10\" aria-controls=\"elementor-tab-content-68710\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What are the differences between comprehensive and traffic insurance?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-68710\" class=\"eael-accordion-content clearfix\" data-tab=\"10\" aria-labelledby=\"what-are-the-differences-between-comprehensive-and-traffic-insurance\"><p>Traffic insurance is mandatory insurance that covers damage caused in traffic accidents to other persons. Comprehensive insurance provides broader insurance coverage, including risks such as theft, fire, vandalism, etc.<\/p><p>Comprehensive insurance is optional, and its price depends on the chosen insurance coverage.<\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Car Insurance Drive the costs of your car insurance down with MoneyHub. What is car insurance or KASKO? Car insurance or KASKO protects your car if damaged. Depending on the level of cover you have, it can also cover your car if it is stolen, broken into, or if you&#8217;re involved in an accident. It [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16955,"parent":231,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-326","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-150x150.jpg",150,150,true],"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-scaled.jpg",2560,1458,false]},"categories_names":null,"comments_number":"1","rttpg_featured_image_url":{"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-scaled.jpg",2560,1458,false],"landscape":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-scaled.jpg",2560,1458,false],"portraits":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-scaled.jpg",2560,1458,false],"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-150x150.jpg",150,150,true],"medium":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-300x171.jpg",300,171,true],"large":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-1024x583.jpg",800,455,true],"1536x1536":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-1536x875.jpg",1536,875,true],"2048x2048":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/man-talking-phone-car.1-2048x1167.jpg",2048,1167,true]},"rttpg_author":{"display_name":"Simon Grey","author_link":"https:\/\/moneyhub.ee\/en\/author\/admin\/"},"rttpg_comment":1,"rttpg_category":" <a href=\"https:\/\/moneyhub.ee\/en\/?taxonomy=translation_priority&#038;term=required\" rel=\"tag\">Required<\/a><a href=\"https:\/\/moneyhub.ee\/?taxonomy=translation_priority&#038;term=required-et\" rel=\"tag\">Required<\/a>","rttpg_excerpt":"Car Insurance Drive the costs of your car insurance down with MoneyHub. What is car insurance or KASKO? Car insurance or KASKO protects your car if damaged. Depending on the level of cover you have, it can also cover your car if it is stolen, broken into, or if you&#8217;re involved in an accident. 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