{"id":362,"date":"2023-10-14T11:42:46","date_gmt":"2023-10-14T11:42:46","guid":{"rendered":"https:\/\/moneyhub.ee\/?page_id=362"},"modified":"2025-04-11T16:20:46","modified_gmt":"2025-04-11T14:20:46","slug":"travel-insurance","status":"publish","type":"page","link":"https:\/\/moneyhub.ee\/en\/insurance\/travel-insurance\/","title":{"rendered":"Travel Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"362\" class=\"elementor elementor-362\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3eb407 e-con-full e-flex e-con e-parent\" data-id=\"d3eb407\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f43259 elementor-widget elementor-widget-shortcode\" data-id=\"0f43259\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1793f52c e-flex e-con-boxed e-con e-parent\" data-id=\"1793f52c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e121ff2 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"7e121ff2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4440fd72 e-flex e-con-boxed e-con e-parent\" data-id=\"4440fd72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6eecf250 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"6eecf250\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53502dfc elementor-widget elementor-widget-text-editor\" data-id=\"53502dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><strong>Send travel worries packing by comparing travel insurance<\/strong><\/h1><h2><strong>Compare travel insurance with MoneyHub. Find the cheapest holiday insurance for you. Ready, jet-set, go!<\/strong><\/h2><p><strong><em>MoneyHub experts say:<\/em><\/strong><\/p><p><em>&#8220;If you&#8217;ve booked a holiday but not got travel insurance yet, DO IT NOW, DON&#8217;T DELAY. Half travel insurance&#8217;s value is protecting you BEFORE travelling if something happens. It stops you from going, in addition to covering once you are on holiday, though sadly, no policy covers every scenario, so compare our top-pick travel insurance policies. Also, ask your bank or credit card provider whether you are covered for your upcoming travel.&#8221;<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b0d4f64 e-flex e-con-boxed e-con e-parent\" data-id=\"1b0d4f64\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-274e5dfb table-overflow tablepress-nwdesign elementor-widget elementor-widget-shortcode\" data-id=\"274e5dfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">table shorcode text<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-684ff74a e-flex e-con-boxed e-con e-parent\" data-id=\"684ff74a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18d39042 elementor-widget elementor-widget-heading\" data-id=\"18d39042\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Travel Insurance FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b6d7184 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"2b6d7184\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-2b6d7184\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"2b6d7184\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-do-we-calculate-our-star-ratings\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-7281\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">How do we calculate our star ratings?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7281\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"how-do-we-calculate-our-star-ratings\"><p><span style=\"font-weight: 400\">Our star ratings are based on the headline rate offered, consumer base feedback, additional charges, ease of business, and value-added benefits.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-travel-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-7282\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What is travel insurance?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7282\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"what-is-travel-insurance\"><p>The aim of travel insurance is to cover the cost of the unforeseen, such as illness and injury or theft of your stuff while you&#8217;re away.\u00a0<\/p><p>It&#8217;s also designed to cover you if you have to cancel your trip before you go, or if you need to return early due to an emergency.<\/p><p>However, it&#8217;s not designed to cover every eventuality, loss, or inconvenience you experience while on holiday. Read this guide carefully so you know what is (and isn&#8217;t) covered.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-does-travel-insurance-cover\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-7283\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What does travel insurance cover?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7283\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"what-does-travel-insurance-cover\"><p>Sadly not all travel insurance is created equally, but you should expect an insurer to pay out for most of the below.\u00a0<\/p><p>However, the exact level of coverage will vary by policy \u2013 so always check the terms carefully before you buy.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-types-of-travel-insurance-can-you-buy\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-7284\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What types of travel insurance can you buy?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7284\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"what-types-of-travel-insurance-can-you-buy\"><p>There are several different types of insurance, they mostly differ in terms of the length of the policy, who&#8217;s covered by it, and where you&#8217;re covered. For example, you can choose between:<\/p><ul><li><strong>Single-trip travel insurance.<\/strong>\u00a0This covers you from the point you buy insurance to the day you come home from the specific trip you&#8217;re insured for.<\/li><li><strong>Annual multi-trip travel insurance.<\/strong>\u00a0This covers all trips taken during the period of time the policy covers.<\/li><\/ul><p>You can also get travel insurance to cover different people:<\/p><ul><li><strong>Family travel insurance.\u00a0<\/strong>Generally covers parents, and children who live with them.<\/li><li><strong>Couples travel insurance.<\/strong>\u00a0Covers the two named policyholders.<\/li><li><strong>Individual travel insurance.<\/strong>\u00a0Just covers the person named on the policy.<\/li><\/ul><p>And your final decision is where you want the travel insurance to cover:<\/p><ul><li><strong>European travel insurance.<\/strong>\u00a0Does as it says, but insurers&#8217; definitions of &#8216;Europe&#8217; vary, so do check<\/li><li><strong>Worldwide travel insurance.\u00a0<\/strong>You&#8217;ll often have to choose to include or exclude North America from the policy (medical costs are often high in the USA, so you may pay extra for cover if you&#8217;re travelling there.\u00a0<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-an-excess-and-how-does-it-work\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-7285\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What is an excess and how does it work?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7285\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"what-is-an-excess-and-how-does-it-work\"><p>An excess is the amount you have to pay towards any claim you make. For example, if you cancel a trip and are entitled to \u20ac3,000 back from your insurer but have a \u20ac100 excess, you will only receive \u20ac2,900.<\/p><p>However, the excess amount, and if it applies per section, and if it applies per traveller, does vary from insurer to insurer.<\/p><p>For instance,\u00a0<strong><em>most<\/em><\/strong>\u00a0providers will likely expect you to pay an excess per person. So if the policy was for a couple, and the flight was cancelled \u2013 do expect to pay an excess per person.<br \/><br \/>It is also worth knowing that an excess per section could also apply. An example could be if your suitcase was nicked and your wallet was inside you could have to pay an excess on both.<\/p><p>If you have a group policy you may also have to pay an excess for each person for any loss that impacts your entire party, such as cancellation. It&#8217;s important to check all excesses so you know exactly what you will have to pay if you make a claim.<br \/><br \/>Hence why it is always important to check the policy cover so you know what you are getting.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"will-any-policy-cover-me-if-im-travelling-for-a-month-or-two\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-7286\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Will any policy cover me if I'm travelling for a month or two?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7286\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"will-any-policy-cover-me-if-im-travelling-for-a-month-or-two\"><p>If you&#8217;re going away for more than 60 consecutive days then standard travel insurance is unlikely to cover you.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-to-claim-on-your-travel-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-7287\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">How to claim on your travel insurance<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-7287\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"how-to-claim-on-your-travel-insurance\"><div class=\"richText component section inline-image-sixth-width first odd analytics-richtext_925062970 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><p>Claiming on your travel insurance shouldn&#8217;t be daunting and \u2013 if you understand the terms and the excesses on your policy \u2013 you shouldn&#8217;t be in for any nasty shocks. Follow the five steps below if you do need to make a claim.<\/p><\/div><\/div><\/div><div class=\"richText component section default-style even analytics-richtext_1911493862 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><ul><li><strong>Submit your claim as soon as possible.<\/strong>\u00a0Contact your insurer as soon as you can. Some parts of your policy may have a short window to submit a claim and it may take a while to be processed.<\/li><\/ul><\/div><\/div><\/div><div class=\"richText component section default-style odd analytics-richtext_2123337532 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><ul><li><strong>Get your insurer to accept a medical claim before you get treatment.<\/strong>\u00a0If you need to make a medical claim \u2013 and it&#8217;s not an emergency \u2013 get your insurer to accept the claim over the phone first, before getting treatment. For example, if you sprained your ankle, call your insurer \u2013 if it accepts the claim then, you&#8217;re less likely to be faced with a rejected claim later down the line. For obvious reasons, don&#8217;t delay treatment if it&#8217;s an emergency.<\/li><\/ul><\/div><\/div><\/div><div class=\"richText component section default-style even analytics-richtext_805828766 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><ul><li><strong>Notify the police if it&#8217;s a theft or loss.<\/strong>\u00a0If something goes missing or is stolen when you are abroad you may need to get a crime reference number or the overseas equivalent to make a successful claim. Report the incident to the police as soon as you can \u2013 you often have to do so within 24 hours \u2013 to make sure your claim doesn&#8217;t hit the skids.<\/li><\/ul><\/div><\/div><\/div><div class=\"richText component section default-style odd analytics-richtext_537688910 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><ul><li><strong>Keep receipts.<\/strong>\u00a0If you are claiming for lost luggage or delay, remember to keep receipts of essential items you have bought while waiting, such as food and drink. Many insurers allow you to add these expenses to a claim and may ask for receipts as proof.<\/li><\/ul><\/div><\/div><\/div><div class=\"richText component section default-style even last analytics-richtext_1861543521 col-xs-12\"><div class=\"component-content\"><div class=\"richText-content\"><ul><li><strong>Complain if you feel your claim was unfairly rejected.<\/strong> If your insurance company rejects your claim, and you think it has done so wrongly, don&#8217;t take it lying down. Ask for the reasons why.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bc4c2f e-flex e-con-boxed e-con e-parent\" data-id=\"2bc4c2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Send travel worries packing by comparing travel insurance Compare travel insurance with MoneyHub. Find the cheapest holiday insurance for you. Ready, jet-set, go! MoneyHub experts say: &#8220;If you&#8217;ve booked a holiday but not got travel insurance yet, DO IT NOW, DON&#8217;T DELAY. Half travel insurance&#8217;s value is protecting you BEFORE travelling if something happens. It [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17412,"parent":231,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-362","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-150x150.jpg",150,150,true],"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-scaled.jpg",2560,1443,false]},"categories_names":null,"comments_number":"0","rttpg_featured_image_url":{"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-scaled.jpg",2560,1443,false],"landscape":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-scaled.jpg",2560,1443,false],"portraits":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-scaled.jpg",2560,1443,false],"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-150x150.jpg",150,150,true],"medium":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-300x169.jpg",300,169,true],"large":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-1024x577.jpg",800,451,true],"1536x1536":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-1536x866.jpg",1536,866,true],"2048x2048":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/04\/full-shot-smiley-girl-holding-map2-2048x1154.jpg",2048,1154,true]},"rttpg_author":{"display_name":"Simon Grey","author_link":"https:\/\/moneyhub.ee\/en\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/moneyhub.ee\/en\/?taxonomy=translation_priority&#038;term=required\" rel=\"tag\">Required<\/a>","rttpg_excerpt":"Send travel worries packing by comparing travel insurance Compare travel insurance with MoneyHub. Find the cheapest holiday insurance for you. Ready, jet-set, go! MoneyHub experts say: &#8220;If you&#8217;ve booked a holiday but not got travel insurance yet, DO IT NOW, DON&#8217;T DELAY. Half travel insurance&#8217;s value is protecting you BEFORE travelling if something happens. It&hellip;","_links":{"self":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/pages\/362","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/comments?post=362"}],"version-history":[{"count":0,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/pages\/362\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/pages\/231"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media\/17412"}],"wp:attachment":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media?parent=362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}