{"id":15638,"date":"2025-02-26T12:46:08","date_gmt":"2025-02-26T10:46:08","guid":{"rendered":"https:\/\/moneyhub.ee\/?p=15638"},"modified":"2025-06-11T14:20:38","modified_gmt":"2025-06-11T12:20:38","slug":"investments-jargon-buster","status":"publish","type":"post","link":"https:\/\/moneyhub.ee\/en\/useful\/articles\/investments-jargon-buster\/","title":{"rendered":"Investments jargon buster"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15638\" class=\"elementor elementor-15638\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d7efb58 e-flex e-con-boxed e-con e-parent\" data-id=\"5d7efb58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32d40bf6 elementor-widget elementor-widget-shortcode\" data-id=\"32d40bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e4750ba e-flex e-con-boxed e-con e-parent\" data-id=\"1e4750ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a047e75 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"a047e75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20c9d99a elementor-widget elementor-widget-heading\" data-id=\"20c9d99a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Don't let terminology put you off. Check out the MoneyHub jargon-free guide, and you'll soon see that investing is not as difficult as it seems.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18b94166 e-flex e-con-boxed e-con e-parent\" data-id=\"18b94166\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13e8adb2 elementor-widget elementor-widget-image\" data-id=\"13e8adb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png\" class=\"attachment-full size-full wp-image-15643\" alt=\"investeerimisterminid\" srcset=\"https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png 2240w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-300x169.png 300w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-1024x576.png 1024w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-768x432.png 768w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-1536x864.png 1536w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-2048x1152.png 2048w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19d502c4 e-flex e-con-boxed e-con e-parent\" data-id=\"19d502c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-175f64b5 elementor-widget elementor-widget-text-editor\" data-id=\"175f64b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><b>Investments jargon buster<\/b><\/h1><p><span style=\"font-weight: 400;\">Wondering what stocks and shares are? Don&#8217;t know your bonds from your gilts? Don&#8217;t let terminology put you off investing.<\/span><\/p><p><span style=\"font-weight: 400;\">When you start thinking about investing in the stock market, the acronyms and jargon can be hard to understand.<\/span><\/p><p><span style=\"font-weight: 400;\">But don&#8217;t let terminology put you off. Check out the <\/span><a href=\"https:\/\/moneyhub.ee\/en\/\"><span style=\"font-weight: 400;\">MoneyHub<\/span><\/a><span style=\"font-weight: 400;\"> jargon-free guide, and you&#8217;ll soon see that investing is not as difficult as it seems.<\/span><\/p><h2><b>Let&#8217;s start with the investment basics<\/b><\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investing<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Investing is when you put your money into something to make more money. You can invest in anything that might increase in value, such as shares, property, gold, oil or even coffee.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Capital<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is the money you&#8217;re investing.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Assets<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Assets are the type of things your money buys when you invest. They can be all sorts of things like shares, bonds, gilts, commodities, property and cash. They can come from anywhere in the world.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bonds<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">A bond is an IOU issued by companies and governments to raise money.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">When you buy a bond, you&#8217;re lending money to the issuer. You&#8217;ll earn interest on your investment over a set period. You should receive the face value when the bond reaches maturity (when the set time period ends).<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Typically, the value of bonds doesn&#8217;t go up and down as much as when your money&#8217;s invested in shares \u2013 so they&#8217;re often seen as more stable investments.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gilts<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Gilts are a type of government bond (called gilts in British English), but instead of lending money to a company, you lend it to the national government. As governments usually cannot go bankrupt, this makes them one of the least risky types of investments.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">They&#8217;re called gilts because the paper certificates originally had a gilded edge, so they were known as gilt-edged securities. True story.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Shares<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">A share buys you a tiny bit of a company. Owning just one share makes you a shareholder. The term \u2018stock&#8217; now means much the same as a share. But it&#8217;s a more general term to describe ownership of shares in multiple businesses.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">To buy and sell shares, you \u2018visit&#8217; the stock market to buy and sell shares with other investors. You&#8217;re most likely to have heard of the<\/span><a href=\"https:\/\/nasdaqbaltic.com\/\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">Nasdaq Baltic Stock Exchange<\/span><\/a><span style=\"font-weight: 400;\">. But, stock exchanges exist in many countries worldwide, like the<\/span><a href=\"https:\/\/www.nyse.com\/index\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">NY Stock Exchange<\/span><\/a><span style=\"font-weight: 400;\"> and the<\/span><a href=\"https:\/\/www.londonstockexchange.com\/\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">London Stock Exchange<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dividends<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">When you own shares in a company, you&#8217;re entitled to a share in the profits they pay out. It&#8217;s at the company&#8217;s discretion if any profits are paid out \u2013 but many companies are proud of making regular payments to shareholders in the form of dividends, these type of shares are called dividend stocks. Dividends can be taken out as income or reinvested to buy more shares.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Volatility<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is the value an investment goes up and down relative to other assets.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Typically, things like shares have more significant ups and downs (higher volatility) and are more likely to result in more considerable losses or gains in value.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Bonds and especially gilts have fewer ups and downs (lower volatility) and are more likely to result in more minor losses or gains in value.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diversification<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is one way of reducing the impact of value fluctuations. It&#8217;s all about spreading your money around different investments (like shares, bonds and property) to reduce risk. It means not putting all your eggs in one basket.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Having a diverse portfolio means your money isn&#8217;t tied to the success or failure of one type of investment or market.<\/span><\/li><\/ul><h2><b>Understanding Investments: What is Investing?<\/b><\/h2><p><span style=\"font-weight: 400;\">Investing is the act of putting your money into something with the hope of making more money. It\u2019s like planting and waiting for a seed to grow into a tree. The idea is to allocate your resources, typically money, into assets that have the potential to increase in value or generate income over time. This can help you achieve long-term financial goals, such as saving for retirement, buying a house, or making a big purchase.<\/span><\/p><p><span style=\"font-weight: 400;\">There are various forms of investments you can consider:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stocks<\/b><span style=\"font-weight: 400;\">: When you buy stocks, you own a piece of a company. Stocks offer the potential for long-term growth as the company grows.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bonds<\/b><span style=\"font-weight: 400;\">: Bonds are like loans you give to companies or governments. In return, you get regular interest payments and the promise to return your money after a set period.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property<\/b><span style=\"font-weight: 400;\">: Investing in property, like rental properties or real estate investment trusts (REITs), can provide rental income and potential appreciation in property value.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mutual Funds<\/b><span style=\"font-weight: 400;\">: These are collections of stocks, bonds, or other securities managed by professionals. They offer diversification and professional management.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exchange-Traded Funds (ETFs)<\/b><span style=\"font-weight: 400;\">: Similar to mutual funds, ETFs are collections of securities that trade on an exchange like stocks, offering flexibility and diversification.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">By understanding these different forms of investments, you can make informed decisions that align with your financial goals.<\/span><\/p><h2><b>What are investment funds?<\/b><\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fund<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is where a large amount of money is pooled and used to invest in shares, bonds, and property. You might also see these as &#8216;investment funds&#8217; or &#8216;mutual funds&#8217;.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Because a fund invests in so many different things, the risk each investor takes is reduced. This is also known as \u2018diversification&#8217; &#8211; see above.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Another great benefit of investing in a fund is that all the investors share the costs, so each investor&#8217;s fees could be lower than if they had invested alone.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fund of funds<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This refers to funds where the money is invested in many other funds. This approach is another way to broaden the range of assets invested in to reduce risk.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Multi-asset funds<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Now that you know a bit about assets and funds, the name is a giveaway. These funds are invested in various assets, such as equities, cash, and bonds.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">This spreads the risk between several markets, giving investors greater diversity than a fund investing in a single type of asset.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tracker fund<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is a fund that aims to track a particular stock market index (in other words, match its performance). Different tracker funds work in various ways \u2013 but they tend to replicate the performance of every share or bond in a particular index (like the FTSE 100). A tracker fund is a passively managed fund.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Passively managed funds<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">These are funds where the individual investments (like company shares) follow a particular market (eg FTSE 100), rather than being hand-picked by a professional fund manager.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">The returns are closely aligned with the index or market being tracked \u2013 without the potential for higher (or lower) returns. These funds usually cost less than an actively managed fund.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Actively managed funds<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">These are funds where the individual investments (like company shares) are hand-picked by a professional fund manager.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">They usually cost more than a passively managed fund but have the potential for higher returns. Of course, they can also underperform if the wrong shares are chosen.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Income funds<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">The objective of these funds is to pay out any income received from the assets held. They are usually listed as \u2018Inc&#8217; after the fund name.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accumulation funds<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">The objective of these funds is to grow your investment. Any income received from the assets held is reinvested back into the fund, where it accumulates (or builds up).nThey are usually listed as \u2018Acc&#8217; after the fund name.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fund manager<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">You guessed it. This person or people run an investment fund and set its investment strategy. They also arrange for assets held in the fund to be traded to keep investments aligned with the fund&#8217;s strategy.<\/span><\/li><\/ul><h2><b>Fees and charges<\/b><\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ongoing charges figure<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">The ongoing charges figure is designed to help you compare how much you&#8217;ll pay for one fund versus another. It covers all the costs and overheads of running the fund, including the \u2018annual management charge&#8217; and additional expenses detailed below.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Annual management charge<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">The cost of managing investments is called the annual management charge (AMC), a percentage of the money you&#8217;ve invested collected by the fund manager. It&#8217;s often shortened to AMC and usually makes up most of the ongoing charges figure.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Additional Expenses<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">This is part of the ongoing charges figure. It covers any additional expenses incurred by the fund manager that aren&#8217;t covered by the annual management charge.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Platform fee<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">In the investment world, a \u2018platform&#8217; is an online service that lets you buy, sell and manage your investments &#8211;<\/span><a href=\"https:\/\/lightyear.com\/en-ee\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">Lightyear<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/www.lhv.ee\/en\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">LHV<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/wise.com\/\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">Wise<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/estateguru.co\/\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">Estateguru<\/span><\/a><span style=\"font-weight: 400;\"> and<\/span><a href=\"https:\/\/www.funderbeam.com\/\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">Funderbeam<\/span><\/a><span style=\"font-weight: 400;\"> are investment platforms.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Most platforms charge a fee to provide the service. Depending on the provider, you might see this called a service fee, administration fee or account fee (we call it an &#8216;account charge&#8217;).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Initial and withdrawal fees\/charges<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">If you invest in a fund, the fund manager may charge you entry and exit fees and other charges.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Performance fees<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">In some funds, performance fees may be charged in addition to the annual management charge. The amount you pay will be based on the fund&#8217;s performance compared to a benchmark set by the fund manager.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dilution levy<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">If an individual investor buys or sells many units, this could impact the fund&#8217;s value. To protect the remaining investors from the costs incurred, the investor may be charged a &#8216;dilution levy&#8217;.<\/span><\/li><\/ul><h2><b>Investment Risks and Returns<\/b><\/h2><p><span style=\"font-weight: 400;\">Investing always comes with some level of risk. The value of your investment can go up and down, and there\u2019s a chance you might not get back the full amount you invested. However, investments also offer potential returns, which can help your money grow over time.<\/span><\/p><p><span style=\"font-weight: 400;\">Understanding the relationship between risk and return is crucial. Generally, higher-risk investments offer higher potential returns, while lower-risk investments are more stable but offer lower returns. For example, stocks can provide significant growth but come with higher volatility. Bonds, on the other hand, are more stable but usually offer lower returns.<\/span><\/p><p><span style=\"font-weight: 400;\">By balancing risk and return, you can create an investment strategy that suits your financial goals and risk tolerance.<\/span><\/p><h3><b>Investment Risk<\/b><\/h3><p><span style=\"font-weight: 400;\">Risk management is a vital part of investing. It involves identifying, assessing, and mitigating potential risks to minimise losses. Here are some strategies to help you manage risk:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diversification<\/b><span style=\"font-weight: 400;\">: Spread your investments across different asset classes, such as stocks, bonds, and real estate, to reduce exposure to any particular market or sector.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset Allocation<\/b><span style=\"font-weight: 400;\">: Divide your portfolio into asset classes to balance risk and potential returns. For example, allocate a portion of your portfolio to stocks for growth and another portion to bonds for stability.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Regular Portfolio Rebalancing<\/b><span style=\"font-weight: 400;\">: Review and adjust your portfolio to align with your investment goals and risk tolerance. This might involve selling some investments and buying others to maintain your desired asset allocation.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">By implementing these strategies, you can manage risk and increase the likelihood of achieving your investment goals.<\/span><\/p><h2><b>Investment Essentials<\/b><\/h2><p><span style=\"font-weight: 400;\">To be a successful investor, it\u2019s essential to understand some key concepts:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Compound Interest<\/b><span style=\"font-weight: 400;\">: This is the process of earning interest on both the principal amount and any accrued interest over time. It\u2019s like a snowball effect, where your money grows faster as it earns interest on interest.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dollar-cost averaging<\/b><span style=\"font-weight: 400;\"> involves investing a fixed amount of money regularly, regardless of the market\u2019s performance. It helps reduce the impact of market volatility and can lead to more consistent investment growth over time. In the Eurozone, this is called <\/span><b>Euro-cost averaging.<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tax Efficiency<\/b><span style=\"font-weight: 400;\">: Considering the tax implications of your investments can help you minimise tax liabilities and maximise after-tax returns. This might involve choosing tax-advantaged accounts or assets that generate lower taxable income.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Let us know if we missed any terms!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t let terminology put you off. Check out the MoneyHub jargon-free guide, and you&#8217;ll soon see that investing is not as difficult as it seems.<\/p>\n","protected":false},"author":3,"featured_media":15643,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[21],"tags":[],"class_list":["post-15638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-150x150.png",150,150,true],"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png",2240,1260,false]},"categories_names":{"21":{"name":"Articles","link":"https:\/\/moneyhub.ee\/en\/category\/useful\/articles\/"}},"tags_names":[],"comments_number":"0","rttpg_featured_image_url":{"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png",2240,1260,false],"landscape":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png",2240,1260,false],"portraits":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster.png",2240,1260,false],"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-150x150.png",150,150,true],"medium":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-300x169.png",300,169,true],"large":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-1024x576.png",800,450,true],"1536x1536":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-1536x864.png",1536,864,true],"2048x2048":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/03\/Investments-jargon-buster-2048x1152.png",2048,1152,true]},"rttpg_author":{"display_name":"David Bailey","author_link":"https:\/\/moneyhub.ee\/en\/author\/davidbailey\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/moneyhub.ee\/en\/category\/useful\/articles\/\" rel=\"category tag\">Articles<\/a>","rttpg_excerpt":"Don't let terminology put you off. Check out the MoneyHub jargon-free guide, and you'll soon see that investing is not as difficult as it seems.","_links":{"self":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts\/15638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/comments?post=15638"}],"version-history":[{"count":0,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts\/15638\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media\/15643"}],"wp:attachment":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media?parent=15638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/categories?post=15638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/tags?post=15638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}