{"id":6930,"date":"2025-01-30T13:39:28","date_gmt":"2025-01-30T11:39:28","guid":{"rendered":"https:\/\/moneyhub.ee\/?p=6930"},"modified":"2025-02-07T12:48:06","modified_gmt":"2025-02-07T10:48:06","slug":"social-media-causing-debt","status":"publish","type":"post","link":"https:\/\/moneyhub.ee\/en\/useful\/social-media-causing-debt\/","title":{"rendered":"Is social media causing us to get into debt?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6930\" class=\"elementor elementor-6930\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fb1e857 e-flex e-con-boxed e-con e-parent\" data-id=\"2fb1e857\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-263e75d1 elementor-widget elementor-widget-shortcode\" data-id=\"263e75d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-151f28db e-flex e-con-boxed e-con e-parent\" data-id=\"151f28db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-49809695 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"49809695\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-773beb4f elementor-widget elementor-widget-heading\" data-id=\"773beb4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is social media causing us to get into debt?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3374e84e e-flex e-con-boxed e-con e-parent\" data-id=\"3374e84e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e05a172 elementor-widget elementor-widget-image\" data-id=\"3e05a172\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg\" class=\"attachment-full size-full wp-image-15213\" alt=\"social media\" srcset=\"https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg 2560w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-300x200.jpg 300w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-1024x683.jpg 1024w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-768x512.jpg 768w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-1536x1024.jpg 1536w, https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f9a2092 e-flex e-con-boxed e-con e-parent\" data-id=\"2f9a2092\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a61f2f6 elementor-widget elementor-widget-heading\" data-id=\"3a61f2f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Extortionate rental prices, credit card bills and student loans make it difficult for millennials and Gen Y to save for their future retirement. However, a new threat is impacting our financial growth and security - social media.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34ae17fc elementor-widget elementor-widget-text-editor\" data-id=\"34ae17fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Do you ever get envious of your friend&#8217;s social media feeds &#8211; jetting off to somewhere exotic, wearing new outfits each day, dining at the hottest restaurants and hotels, flexing their muscular\/slimmer bodies, and amazingly, living what appears to be a better life than your own?\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">You&#8217;re thinking how, right?\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Perhaps they were born with a silver spoon, earn a huge salary, or maybe they&#8217;re bargain hunters\u2026 Or maybe, <\/span><b>they&#8217;re going deeper into <a href=\"https:\/\/moneyhub.ee\/money\/credit-cards\/\">debt<\/a><\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Our social media feeds are packed with images flaunting parties, nightlife, sporting and music events, travel, clothes, electronics, <a href=\"https:\/\/moneyhub.ee\/money\/loans\/\">cars<\/a> and jewellery, causing young adults to replicate and spend more than they earn, leading to higher rates of debt and paying for items they cannot afford.<\/span><\/p><p><span style=\"font-weight: 400;\">This increased expenditure is hampering young people\u2019s efforts to save for their financial future and obtain little security in their lives, like careers, houses, or retirement.<\/span><\/p><p><span style=\"font-weight: 400;\">The situation is becoming more critical each day. According to a recent <\/span><a href=\"https:\/\/www.creditkarma.com\/insights\/i\/fomo-spending-affects-one-in-four-millennials\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Credit Karma survey, nearly 40% of millennials<\/span><\/a><span style=\"font-weight: 400;\"> spent money they didn&#8217;t have and got further into debt to keep up with their friends.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Is this a fair judgement on millennials and Gen Y? Or is the criticism by older generations warranted?<\/span><\/p><h3><span style=\"font-weight: 400;\">Millennials and young people <\/span><i><span style=\"font-weight: 400;\">are<\/span><\/i><span style=\"font-weight: 400;\"> savvy savers though<\/span><\/h3><p><span style=\"font-weight: 400;\">This debt caused by keeping up with friends may conform to media-held stereotypes, young people are smart about saving for what they want, with 71% of them using financial hacks, online tools <\/span><a href=\"https:\/\/www.moneytalksnews.com\/social-media-is-stunting-millennials-financial-growth\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">and apps<\/span><\/a><span style=\"font-weight: 400;\"> to reach their financial goals.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Tellingly, millennials use different accounts to automatically <a href=\"https:\/\/moneyhub.ee\/online-accounts\/\">save money<\/a> for specific purposes, including everyday expenses, a special trip or particular loan repayments.<\/span><\/p><p><span style=\"font-weight: 400;\">These are all sound financial habits.<\/span><\/p><h3><span style=\"font-weight: 400;\">So why do we feel pressured about getting into debt?<\/span><\/h3><p><span style=\"font-weight: 400;\">The reason is simple:<\/span><\/p><p><span style=\"font-weight: 400;\">Trying to replicate your friend&#8217;s lifestyle can be costly, and spending more to match their experiences is led by &#8220;FOMO spending&#8221; &#8211; Fear Of Missing Out. FOMO is a new term for \u201ckeeping up with the Jones\u2019.\u201d<\/span><\/p><p><span style=\"font-weight: 400;\">Millennials and young people find it uncomfortable saying &#8220;no&#8221; to their friends when they suggest doing an activity they cannot afford.<\/span><\/p><p><span style=\"font-weight: 400;\">Of course, FOMO is an experience we\u2019ve all confronted &#8211; being asked to attend an event, even when you can\u2019t afford it, and yet, we attend and spend our limited supply of money anyway. These short-term spending habits derail young people\u2019s long-term planning, with them not saving enough for retirement or purchasing a home.<\/span><\/p><h3><span style=\"font-weight: 400;\">The negative influence of social media<\/span><\/h3><p><span style=\"font-weight: 400;\">FOMO is nowhere more prevalent than what millennials see on their social media feeds, with <\/span><a href=\"https:\/\/www.moneytalksnews.com\/social-media-is-stunting-millennials-financial-growth\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">57% stating this was the most significant influence<\/span><\/a><span style=\"font-weight: 400;\"> in causing them to overspend each month.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Furthermore, <\/span><a href=\"https:\/\/www.moneytalksnews.com\/social-media-is-stunting-millennials-financial-growth\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">88% of millennials believe that social media<\/span><\/a><span style=\"font-weight: 400;\"> creates an environment where they compare their lives with their friends and acquaintances&#8217; wealth and lifestyles.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">People spending up to nine hours a day on social media are inevitably bombarded with images displaying how <\/span><i><span style=\"font-weight: 400;\">wonderful<\/span><\/i><span style=\"font-weight: 400;\"> their friends&#8217; lives are compared with their own. By social media platforms, users spend their time browsing these sites during the day:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">YouTube &#8211; 40 minutes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facebook &#8211; 35 minutes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Snapchat &#8211; 25 minutes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instagram &#8211; 15 minutes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Twitter &#8211; 1 minute<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Social media is dominating people&#8217;s lives, whether they like it or not and it is becoming impossible to escape the content and images that surface on these platforms.<\/span><\/p><h3><span style=\"font-weight: 400;\">Don\u2019t only blame social media<\/span><\/h3><p><span style=\"font-weight: 400;\">The quest for that picture-perfect lifestyle isn&#8217;t just pushing social media users into debt &#8211; it&#8217;s also causing cultural issues within society.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Instagram, according to a <\/span><a href=\"https:\/\/www.rsph.org.uk\/about-us\/news\/instagram-ranked-worst-for-young-people-s-mental-health.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">study completed by the Royal Society for Public Health<\/span><\/a><span style=\"font-weight: 400;\">, was the worst social media app for users with mental health. <\/span><a href=\"https:\/\/www.businessinsider.com\/instagram-and-snapchat-ranked-worsrt-childrens-mental-health-2017-5\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">1,500 Britons were surveyed<\/span><\/a><span style=\"font-weight: 400;\"> and identified that Britons aged 14 to 24 were most likely to associate Instagram with negative psychological well-being combined with feelings of inadequacy and anxiety.<\/span><\/p><p><span style=\"font-weight: 400;\">Furthermore, the study found these platforms were the worst for young people\u2019s mental health:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instagram (the worst)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Snapchat<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facebook<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">YouTube<\/span><\/li><\/ul><p><i><span style=\"font-weight: 400;\">&#8220;Social media has been described as more addictive than cigarettes and alcohol and is now so entrenched in the lives of young people that it is no longer possible to ignore it when talking about young people&#8217;s mental health issues,&#8221;<\/span><\/i><span style=\"font-weight: 400;\"> &#8211; <\/span><a href=\"https:\/\/www.rsph.org.uk\/about-us\/news\/instagram-ranked-worst-for-young-people-s-mental-health.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Shirley Cramer, CEO of RSPH.\u00a0<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">It could be argued then that social media is an easy target for causing low self-esteem issues and image-obsessed bodies. However, this obsession existed before social media existed.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">According to an <\/span><a href=\"http:\/\/www.apa.org\/pubs\/journals\/releases\/psp-102-5-1045.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">American Psychological Association study,<\/span><\/a><span style=\"font-weight: 400;\"> millennials cared much more about their image and money than previous generations:<\/span><\/p><p><span style=\"font-weight: 400;\">45% &#8211; Baby boomers<\/span><\/p><p><span style=\"font-weight: 400;\">70% &#8211; Generation X<\/span><\/p><p><span style=\"font-weight: 400;\">75% &#8211; Millennials<\/span><\/p><p><span style=\"font-weight: 400;\">Millennials are more likely to be impacted by images of others they perceive to have a better image and lifestyle. Furthermore, they are likelier to find these images on social media, namely Instagram and Snapchat.<\/span><\/p><h3><span style=\"font-weight: 400;\">When social media and self-obsessed images combine<\/span><\/h3><p><span style=\"font-weight: 400;\">Instagram has seen a boom in so-called social media influencers who make their lives look perfect and spend thousands of dollars doing so.<\/span><\/p><p><span style=\"font-weight: 400;\">26-year-old Calveiro wanted to become an Instagram star. Calveiro bought expensive clothes and designer handbags, ate lunch at five-star hotels and took exotic holidays and spent $10,000 to achieve this.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">There was a caveat, though, Calveiro only worked low-paid jobs.\u00a0<\/span><\/p><p><i><span style=\"font-weight: 400;\">&#8220;I was shopping &#8230; for clothes to take &#8216;the perfect &#8216;gram,&#8217; I was living above my means. I was living a lie, and debt was looming over my head.&#8221;<\/span><\/i><span style=\"font-weight: 400;\"> &#8211; <\/span><a href=\"https:\/\/nordic.businessinsider.com\/instagram-stars-reveal-dark-side-social-media-2018-3\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Lissette Calveiro, wannabe social media influencer<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">If Calveiro had &#8216;made&#8217; it, she could have been like several other successful influencers who charge \u00a31,000+ for one post from advertisers and sponsors. But to charge these kinds of fees, you must have a lot of surplus cash!<\/span><\/p><p><span style=\"font-weight: 400;\">A study by <\/span><a href=\"http:\/\/www.dailymail.co.uk\/news\/article-5458315\/Woman-26-says-debt-spiraled-trying-social-media-star.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Fashionista.com<\/span><\/a><span style=\"font-weight: 400;\"> found that, on average, you need to spend more than \u00a330,000 \u201cjust to maintain the standards of physical beauty represented daily in our Instagram feeds\u201d.<\/span><\/p><p><span style=\"font-weight: 400;\">If, like Calveiro, you don\u2019t have the budget to live this kind of lifestyle, you will soon find out it can be financially crippling, resulting in thousands of pounds in debt.<\/span><\/p><p><span style=\"font-weight: 400;\">Calveiro spent <\/span><a href=\"http:\/\/www.dailymail.co.uk\/news\/article-5458315\/Woman-26-says-debt-spiraled-trying-social-media-star.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">14 months attempting to clear her debt of \u00a310,000<\/span><\/a><span style=\"font-weight: 400;\"> using budget savings apps, admitting that she should have saved that money for her future rather than spending, spending, spending.\u00a0<\/span><\/p><h3><span style=\"font-weight: 400;\">How to avoid getting into debt over social media<\/span><\/h3><p><span style=\"font-weight: 400;\">You can do a few things to avoid the temptation of trying to live up to your friends&#8217; standards. Here are 5 tips to help you get started.<\/span><\/p><h4><span style=\"font-weight: 400;\">1. Dial back your use of social media.<\/span><\/h4><p><span style=\"font-weight: 400;\">Social media is just as addictive as cigarettes and alcohol, so this is easier said than done; plus, many of us use social media for our work, so going cold turkey is merely not an option. Ask yourself, can you limit the number of platforms you use and stick with those that focus less on images and more or meaningful friendships?<\/span><\/p><h4><span style=\"font-weight: 400;\">2. Think through your purchases.<\/span><\/h4><p><span style=\"font-weight: 400;\">Just because your friends buy lavish holidays and jewellery, does this mean you must follow suit? Probably not. Question whether a coffee and croissant could replace that expensive brunch at a 5-star hotel for the perfect Instagram photo at a local coffee shop. After all, coffee comes with many designs in the foam you can snap and publish online!<\/span><\/p><h4><span style=\"font-weight: 400;\">3. Leave your plastic at home.<\/span><\/h4><p><span style=\"font-weight: 400;\">Most millennials suffering from FOMO often make purchases with their credit cards when impulse shopping. Just do not take it with you, and you\u2019ll be unable to buy that designer handbag.<\/span><\/p><h4><span style=\"font-weight: 400;\">4. Suggest free alternatives<\/span><\/h4><p><span style=\"font-weight: 400;\">This does not mean you\u2019re the boring one in your social group; merely try to be innovative in your ideas for meeting up. Instead of going to the cinema, why not watch a film on Netflix? If you must go out, you could cut down on how many courses you have in a restaurant or order in full stop.\u00a0<\/span><\/p><h4><span style=\"font-weight: 400;\">5. Be honest with your friends<\/span><\/h4><p><span style=\"font-weight: 400;\">The good thing about friends is that they tend to want the best for you, like financial security. However, a significant amount of people aren&#8217;t open about their finances. Of the <\/span><a href=\"https:\/\/www.creditkarma.com\/insights\/i\/fomo-spending-affects-one-in-four-millennials\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">40% of people who went into debt<\/span><\/a><span style=\"font-weight: 400;\"> for their social lives, <\/span><a href=\"https:\/\/www.forbes.com\/sites\/learnvest\/2018\/04\/17\/its-official-millennials-are-going-into-debt-over-their-social-lives\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">73% kept it a secret from their friends.<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">Don\u2019t be secretive; tell them if you cannot afford to match their lifestyles. Real friends will understand and not mind cheaper alternatives to hanging out together.\u00a0<\/span><\/p><h3><span style=\"font-weight: 400;\">Social media and debt<\/span><\/h3><p><span style=\"font-weight: 400;\">Social media is not solely responsible for us getting into debt.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The pressure to keep up with neighbours and friends, often perceived as a \u2018better lifestyle\u2019 has not changed since the 1960s and the generations that have come since then.<\/span><\/p><p><span style=\"font-weight: 400;\">Social media has merely amplified the varying lifestyles that households and young people witness, and sadly for millennials, this pressure to conform is greatest in their generation.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Millennials and Gen Y are also the heaviest social media users and witness this in their newsfeeds; inevitably, it is them who have become the most susceptible to debt, whether caused by social media or not.<\/span><\/p><p><span style=\"font-weight: 400;\">Remember &#8211; don\u2019t follow your friends and sink into debt merely to keep up with them. Doing so will only ruin your monthly finances. Wise up and be sensible, because your friends are probably not.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Extortionate rental prices, credit card bills, and student loans make it difficult for us to save for our future retirement. However, social media is a new threat impacting our financial growth and security.<\/p>\n","protected":false},"author":3,"featured_media":15213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[21,20],"tags":[],"class_list":["post-6930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-useful"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-150x150.jpg",150,150,true],"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg",2560,1707,false]},"categories_names":{"21":{"name":"Articles","link":"https:\/\/moneyhub.ee\/en\/category\/useful\/articles\/"},"20":{"name":"Useful Info","link":"https:\/\/moneyhub.ee\/en\/category\/useful\/"}},"tags_names":[],"comments_number":"2","rttpg_featured_image_url":{"full":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg",2560,1707,false],"landscape":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg",2560,1707,false],"portraits":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-scaled.jpg",2560,1707,false],"thumbnail":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-150x150.jpg",150,150,true],"medium":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-300x200.jpg",300,200,true],"large":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-1024x683.jpg",800,534,true],"1536x1536":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/moneyhub.ee\/wp-content\/uploads\/2025\/01\/man-woman-taking-selfie-new-years-party-1.111-2048x1365.jpg",2048,1365,true]},"rttpg_author":{"display_name":"David Bailey","author_link":"https:\/\/moneyhub.ee\/en\/author\/davidbailey\/"},"rttpg_comment":2,"rttpg_category":"<a href=\"https:\/\/moneyhub.ee\/en\/category\/useful\/articles\/\" rel=\"category tag\">Articles<\/a> <a href=\"https:\/\/moneyhub.ee\/en\/category\/useful\/\" rel=\"category tag\">Useful Info<\/a>","rttpg_excerpt":"Extortionate rental prices, credit card bills, and student loans make it difficult for us to save for our future retirement. However, social media is a new threat impacting our financial growth and security.","_links":{"self":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts\/6930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/comments?post=6930"}],"version-history":[{"count":0,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/posts\/6930\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media\/15213"}],"wp:attachment":[{"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/media?parent=6930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/categories?post=6930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyhub.ee\/en\/wp-json\/wp\/v2\/tags?post=6930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}