How to save money on household utility bills
Winter is soon upon us, and many families around the country will begin to be concerned about how high energy bills will be and the cost of living through winter.
Household costs like electricity, gas, water, broadband, car insurance and mobile phones consume most of our household budgets.
Rather than wait for the onset of another winter where prices will inevitably rise – now is the time to take stock and consider how we could save before winter arrives again.
By following these simple tips, you can save money and energy too!
Switching energy providers is more straightforward than you think.
The simplest way to examine and compare alternative suppliers’ contracts and prices are to view which deal will suit your home’s energy consumption using Comparison websites like Võrdle to assess all the Estonian energy suppliers.
How risky is P2P lending? [And how to manage the risk]
As with any investment, there are risks to investor capital. The trick is to manage P2P lending risks so that investments are both lucrative and safe.
Dealing with home loan problems: what to do when you can’t pay your mortgage
If you’re having difficulty paying your mortgage or home loan or are already behind on your payments, what’s the best way to avoid losing your home?
This article discusses possible solutions to difficulties in making mortgage and home loan payments but is not intended to substitute for personal legal or financial advice.
According to the recommendation of minuraha.ee, a consumer website run by the Financial Supervision Authority Finantsinspektsioon, the total amount of loans to be repaid each month should be at most 50% of the family’s monthly income.
11 tips to know before starting P2P investing
Before starting P2P investing, consider these 11 smart tips for minimising your risk and gaining higher returns using a P2P platform.
6 ways you can shave years off your mortgage
Mortgages are your biggest monthly outgoing. It would significantly boost your lifestyle if you did not have to pay this each month. There are ways to reduce your mortgage length; here are seven tips.
This may sound obvious, but making additional payments can save you more in the long term. Every extra pound you add can reduce the interest you will pay and the mortgage’s length.
Making additional payments depends on your personal circumstances. Can you afford to do this? With the current cost of living crisis, finances are walloped by the present economic situation, and many feel that paying extra is not an option.
Many lenders permit a certain amount of fixed payments annually, then apply an overpayment penalty. If so, ensure you continue to put money aside but in a savings account so that when you can make a lump sum, it is there to pay off your mortgage sooner.
Are you an emotional spender?
However good you are at managing your money, your emotions can urge you to make unnecessary purchases. Are you an emotional spender?
How to find instalment loans
Need to find the best instalment loans online? Then look no further as MoneyHub explains what they are how to compare them.
Are low-risk, high-return investments a myth?
Investing at its very core is simple. It’s all about risk and returns. But is there a thing as a low-risk, high-return investment? MoneyHub discusses.
How to get a home improvement loan
A home improvement loan is designed to help you get more from your property, whether you’re buying a new kitchen, fixing a leaky garage, or giving your property a new lease of life.
Building your investments – Property investing
If you consider property investing, there are certain factors you have to take into account before deciding if it is a sound investment for you.
The rush for rare coins – the new alternative gold rush?
Volatile markets cause investors to flock to new alternative investment opportunities. One such strategy is investing in rare coins, the new gold rush.
How debt damages your personal relationship(s)
Debt can cause an unbelievable amount of pressure on relationships, causing disputes, quarrels and frustration from either partner.
In a debt-ridden environment, staying strong as a couple can be challenging. Either or both partners can become cold and withdrawn from each other, leading to repeated arguments on how the debt was accumulated in the first place.
Moreover, trust within a relationship can be damaged or, worse, broken.
How does debt become a problem in relationships?
Couples get into debt for several reasons.
The most common is a significant life event, like getting married, illness or having a child. Changes in circumstances can have a considerable impact on a couple’s finances, and adjusting can be financially challenging.
Fine wine, fine profits?
Fine wine is one of the most talked-about alternative investments. Yet Is fine wine investing an opportunity for retail investors or the preserve of a few expert specialists?
Art flipping: How does it work, and is it a good alternative investment?
Art dealers claim that the number of people flipping artworks has grown immensely in recent years. But is it right to do, and can it turn investors a profit?
What are NFTs, and why are they worth investing in?
NFTs are commanding exorbitant sums of money. But what are they, and are they worth investing in as an alternative investment?
European Central Bank cuts main interest rate by 0.25 points
The European Central Bank has eased pressure on borrowers across the eurozone by cutting its main interest rate for the first time in almost five years. Citing a sustained fall in inflation, the ECB announced a cut in its deposit rate to 3.75% from a record high of 4%. This puts it ahead of the […]
Nearly everything you need to know about loans
Borrowing money as a loan can be used for almost anything, from little emergencies to long-term purchases like a home. Before you take out a loan, read how they work, what they cost and what borrowers should consider before applying for a loan.
What is a loan originator?
Within P2P investing, investors would have noticed the term loan originator on the peer-to-peer investing platform. But what roles do loan originators play?
What is debt consolidation?
If you have many different debts and are worried about repaying them all each month, then a debt consolidation loan is for you. Debt consolidation consolidates your existing debt into a more manageable monthly payment.
5 tips for choosing a forex broker
5 tips for choosing a forex broker 5 tips for choosing a forex broker If your considering becoming a day a trader in the foreign exchange market, you will find numerous online forex brokers are vying for your business. Visit any financial news website, and you’ll be inundated with many internet adverts from these brokers. […]
How to compare short-term loans online
With families struggling to make ends meet and access to traditional forms of credit drying up. More and more of us are turning to short-term loan lenders to help in times of financial crisis.
If you’re considering taking out a short-term loan, it’s essential to know what you’re applying for and if you are getting the best deal for your finances. Understanding how to compare short-term loans online is the best way to make the right choice.
To ensure that you take out the right short-term loan, you must compare which loan against others suits you best. To help you, MoneyHub aims to list all short-term loan companies must list their loans on loan comparison websites.
However, how do you compare short-term loans online?
MoneyHub has written a detailed guide on comparing short-term loans online as an alternative for loans and credit.
Know the game: what smart fans need to know about Bowls (Lawn Bowls)
Explore the strategic world of lawn bowls. Learn how the game works, what affects outcomes, and how to bet smartly on one of sport’s most tactical contests.
Know the game: what smart fans need to know American Football
Understand American football rules, scoring, and strategy to bet smarter. A fan’s guide to reading the game and spotting real betting value.
Know the game: what smart fans need to know Pesäpallo
Learn pesäpallo rules, strategy, and scoring to bet smarter. A guide to Finland’s national sport and how to find value in unique betting markets.