MoneyHub

What is cryptocurrency staking?

ETH, BTC and XRP coins as cryptocurrency staking

Cryptocurrency staking is the practice of agreeing not to trade or sell digital tokens in exchange for the opportunity to earn token rewards.

Frugal strategies for affordable advertising success

Enter the Frugal Fuel: Strategies for New Affordable Advertising Success 

For decades, advertising has been the engine driving trade. But the landscape is shifting. New times require new engines – economical and environmentally friendly.

Today, fueled by digital disruption and evolving in-crisis consumer behavior, the engine of trade demands a new kind of fuel: frugal advertising. The old model, characterized by expensive campaigns aimed at broad audiences, is becoming increasingly unsustainable. This shift has created an opportunity for businesses to leverage new, cheaper, and more targeted advertising approaches.

Fewer work hours – Bigger wins!

If we were ever—yes, ever—to reduce working hours, I’d cut salaries accordingly.
Less work, less pay. Period!"declared the CEO, brimming with conviction. But let’s hit
pause for a second: are we paying people for the hours they warm their seats, or for
the actual results they deliver? This time we dive deep into shifting from the archaic
practice of counting hours to measuring actual impact—for a business model that is
both meaningful and (still) wildly profitable

How to get into good financial habits

coffee cup and someone writing down habits on a diary.

Taking control of your money can make a huge difference to your wallet and your future. Here are nine great ideas to get into good financial habits

Online fraud: how can I protect myself?

Hacker or scammer with a desktop looking to defraud someone.

We are all in the middle of a cost-of-living crisis and a boom in online fraud and scams. Here are the key traps to be aware of right now—and how to protect yourself.

Investments jargon buster

Picture of Tallinn's financial district

Don’t let terminology put you off. Check out the MoneyHub jargon-free guide, and you’ll soon see that investing is not as difficult as it seems.

Financial literacy

Financial literacy

In a comparison of 30 countries, Estonian residents were in third place in terms of their financial knowledge. But …

Falling into a debt trap

Кредитная ловушка

Once you’re in debt, it’s very easy to get caught in a cycle of borrowing or a debt trap. And it all usually starts with good intentions.

8 reasons why you should NOT lend money to friends & family

Family saying no

Loans between family members or friends can result in an entirely unexpected set of problems. Consider why you should not lend money to friends and family and some tips to help you with damage control if you do agree to loan money.

Loans to family and friends are open-ended. The parties don’t reach an agreement on a repayment timeline and don’t include interest on the loan. Lenders don’t know when their money will be returned, and borrowers don’t know when to repay the loans.

This leaves both parties in limbo and doesn’t set any expectations. The uncertainty can lead to stress as the borrower may worry that the lender expects payment, and the lender worries about when he or she will be repaid. When I loaned money to a family member, it delayed my decision to buy a house.