What is cryptocurrency staking?

Cryptocurrency staking is the practice of agreeing not to trade or sell digital tokens in exchange for the opportunity to earn token rewards.
Borrowing money – which option is best for you?

Explore how tariffs influence trade and economic stability, shaping markets and consumer prices. Read more to understand their impact on Estonia.
Understanding the Estonian Pension System: A guide for citizens and residents

Read about the Estonian pension system and learn how to maximise your retirement savings. Read our guide to make informed decisions about a pension fund.
Trump’s new ‘Liberation Day’ tariffs: impact on global trade and the Estonian economy

Explore how tariffs influence trade and economic stability, shaping markets and consumer prices. Read more to understand their impact on Estonia.
Frugal strategies for affordable advertising success

Enter the Frugal Fuel: Strategies for New Affordable Advertising Success
For decades, advertising has been the engine driving trade. But the landscape is shifting. New times require new engines – economical and environmentally friendly.
Today, fueled by digital disruption and evolving in-crisis consumer behavior, the engine of trade demands a new kind of fuel: frugal advertising. The old model, characterized by expensive campaigns aimed at broad audiences, is becoming increasingly unsustainable. This shift has created an opportunity for businesses to leverage new, cheaper, and more targeted advertising approaches.
Fewer work hours – Bigger wins!

If we were ever—yes, ever—to reduce working hours, I’d cut salaries accordingly.
Less work, less pay. Period!"declared the CEO, brimming with conviction. But let’s hit
pause for a second: are we paying people for the hours they warm their seats, or for
the actual results they deliver? This time we dive deep into shifting from the archaic
practice of counting hours to measuring actual impact—for a business model that is
both meaningful and (still) wildly profitable
What’s an investment strategy, and how do I make one?

An investment strategy helps grow your money and meet your savings goals. Here’s what to think about when making yours.
How to get into good financial habits

Taking control of your money can make a huge difference to your wallet and your future. Here are nine great ideas to get into good financial habits
12 holiday savings tips: cheap tricks to save you €100s

We asked the MoneyHub community to reveal their insider secrets to saving money on holiday whilst having the best trip abroad.
What is investment risk, and why is it good?

What goes up must come down, right? Here’s why understanding investment risk can help you invest better.
How to add value to your home

Our guide to improving rather than moving home. Read how to add value to your home.
Online fraud: how can I protect myself?

We are all in the middle of a cost-of-living crisis and a boom in online fraud and scams. Here are the key traps to be aware of right now—and how to protect yourself.
Car tax – everything you need to know about motor vehicle tax

The car tax started on 1st January 2025. Learn what car tax is, what it depends on, and how to avoid spending extra money.
Investments jargon buster

Don’t let terminology put you off. Check out the MoneyHub jargon-free guide, and you’ll soon see that investing is not as difficult as it seems.
Financial freedom through investing

Discover how to use crowdfunding investment opportunities to achieve financial freedom. Make informed choices for your financial future.
19 easy energy-saving tips for your home

Discover practical energy-saving strategies to reduce your bills and enhance home efficiency. Learn how small changes can lead to big savings!
Financial literacy

In a comparison of 30 countries, Estonian residents were in third place in terms of their financial knowledge. But …
Taxes Estonia: What’s changing in 2025?

Read about Estonia’s 2025 tax changes, including new rates, social tax updates, and corporate tax benefits.
Telia abandons automatic increase in home internet speeds

Telia announced that it would abandon the automatic increase in home internet speeds and allow customers to choose whether they want to use a connection that is twice as fast for half a year for the current price.
Falling into a debt trap

Once you’re in debt, it’s very easy to get caught in a cycle of borrowing or a debt trap. And it all usually starts with good intentions.
Does pet and cattle insurance cover wolf attacks on domestic animals?

Over the past year, the Estonian press has frequently reported wolf attacks, including on livestock and dogs. Pet and cattle insurance does not prevent such attacks, but does the insurance contract cover the damage they cause?
Beginners guide to responsible investing

If you want to ensure your investing footprint is as small as possible, here’s how to do responsible investing.
Alternatives to borrowing money that doesn’t include your friends and family

Alternatives to borrowing money that doesn’t include your friends and family.
8 reasons why you should NOT lend money to friends & family

Loans between family members or friends can result in an entirely unexpected set of problems. Consider why you should not lend money to friends and family and some tips to help you with damage control if you do agree to loan money.
Loans to family and friends are open-ended. The parties don’t reach an agreement on a repayment timeline and don’t include interest on the loan. Lenders don’t know when their money will be returned, and borrowers don’t know when to repay the loans.
This leaves both parties in limbo and doesn’t set any expectations. The uncertainty can lead to stress as the borrower may worry that the lender expects payment, and the lender worries about when he or she will be repaid. When I loaned money to a family member, it delayed my decision to buy a house.