Car Insurance
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What is car insurance or KASKO?
Car insurance or KASKO protects your car if damaged. Depending on the level of cover you have, it can also cover your car if it is stolen, broken into, or if you’re involved in an accident. It does not cover damage to other peoples cars or property. If you want to know more about how to find the best car insurance for you, use the comparisons on our website.
MoneyHub price tips: If you can budget to pay your annual bill in one go there is usually a discount. Also consider fitting a tracker or immobiliser as this should reduce your premium with some insurers.
Choosing car insurance is tricky business.
Choose your level of cover carefully
It important to get it right as you may pick up the penalty later. For example not all companies quote on the same products so you may find your excess is somehow 100 euro higher than you thought it was when it comes to getting a repair done. Additionally you may have to arrange your own transport out when it comes to getting your bumper fixed! Usually a higher voluntary excess will lead to a cheaper quote, though if you do claim you’re likely to pay more than what you have saved.Read the small print of what your signing.
Choosing a broker or go direct?
Never automatically Renew
Always shop around before buying
| Kommentaarid | Turuosa % | Meie hinnang | ||||
|---|---|---|---|---|---|---|
 | IIZI | Parima hinna vahendaja | Kindlustusmaakler |  | Vaata lähemalt | |
 | ERGO Insurance SE | Taskukohane liikluskindlustus | Kindlustusandja | 18 |  | Vaata lähemalt |
 | PZU | Parim Kasko | Kindlustusandja | 17 |  | Vaata lähemalt |
 | ADB Gjensidige Eesti | Kindlustusandja | 3 | | Vaata lähemalt | |
 | If P&C Insurance AS | Kindlustusandja | 18 |  | Vaata lähemalt | |
 | LHV | Kõrge standard | Kindlustusandja | 1 | | Vaata lähemalt |
 | Salva Kindlustuse AS | Kindlustusandja | 6.5 | | Vaata lähemalt | |
 | Vienna/Seesam | Kindlustusandja | 12 |  | Vaata lähemalt | |
 | Swedbank | Kindlustusandja | 15.5 | | Vaata lähemalt | |
 | BTA | Soodne | Kindlustusandja | 8.5 | | Vaata lähemalt |
 | KindlustusEst Kindlustusmaakler | Kindlustusmaakler | | Vaata lähemalt | ||
 | Smart Kindlustusmaakler | Kindlustusmaakler | | Vaata lähemalt |
Car Insurance FAQs
Traffic insurance is mandatory insurance in Estonia, which protects your vehicle against damage caused to other persons or their property in an accident. It is an important insurance that ensures you do not have to bear the costs in case of damage.
The cost of traffic insurance depends on several factors, including the type of vehicle, age, intended use, and insurance company. The Estonian Traffic Insurance Fund and Estonian insurance companies offer traffic insurance calculators to help you find a suitable insurance premium.
Comprehensive insurance is one of the most important types of car insurance, which protects your vehicle against various risks, including traffic accidents, fire, vandalism, theft, and natural disasters. Comprehensive insurance is optional, but it can be very useful if you want to protect your vehicle to the maximum.
If you want to insure your vehicle, you must first register it. During registration, a registration number is assigned to your vehicle, and vehicle details such as make, model, engine power, number of seats, and registration mass are obtained. These details are essential when taking out insurance, and the insurer uses them to calculate the insurance premium.
As a vehicle owner, you have certain rights and obligations regarding insurance. You must ensure that your vehicle has valid traffic insurance and, if necessary, comprehensive insurance. You must also ensure that your vehicle registration number is always visible and legible and that the vehicle has a valid inspection.
If you want to take out insurance, you have the right to choose the insurer with whom you want to take out insurance. You also have the right to receive information from the insurer about insurance terms and prices.
Once you have taken out insurance, you must ensure that you pay insurance premiums on time and inform the insurer of any changes that may affect the validity of the insurance.
Yes, car insurance covers damage caused in a traffic accident if you have chosen the appropriate insurance coverage. If you have caused a traffic accident that damaged another person’s property or health, car insurance compensates for the damage according to the agreed terms of the insurance contract.
Car insurances can cover various risks, such as traffic accidents, theft, fire, vandalism, etc. Comprehensive insurance usually offers broader insurance coverage but is also more expensive. Traffic insurance is mandatory insurance that covers damage caused in traffic accidents to other persons.
No, traffic insurance is mandatory in Estonia, and without it, other types of car insurance cannot be taken out. Traffic insurance covers damage caused in traffic accidents to other persons.
Yes, if you have chosen the appropriate insurance coverage, car insurance compensates for damage caused by theft according to the agreed terms of the insurance contract. Theft can be insured with both comprehensive and traffic insurance.
Traffic insurance is mandatory insurance that covers damage caused in traffic accidents to other persons. Comprehensive insurance provides broader insurance coverage, including risks such as theft, fire, vandalism, etc.
Comprehensive insurance is optional, and its price depends on the chosen insurance coverage.
Your blog is a fantastic resource! The information is clear, concise, and incredibly helpful. Keep up the great work!